Affluent Investors not happy with 401 K Plan providers

A recent study released by Cogent Reseach says that only 45% of them are happy with their companies 401K Plan. If thats the case why are they dissatisfied? Obviously they are not happy with the plan financial strategies options available, or the ancillary services provided by the monster plan platform providers. That is a problem we can help with. The companies that use us to design and run their retirement plans do not switch to save money on fees. They switch because we offer them services they are not currently getting from their current plan platform provider. In fact, we do try and remain competitive on fees. However, we are not the lowest cost provider. We are however able to offer a range of products that the former plan providers are not willing or are not able to provide. Offering a more flexible plan requires both an expenditure of significant amounts of time and administrative resources. We offer that personal touch.

A more flexible plan has a number of advantages. We offer many employees a decent rate of return while minimizing market risk. We can help minimize corporate fiduciary risk, and we can help increase employee participation. An increase in participation rate often means that higher paid employees and officers or owners can contribute more to the plan without the plan becoming top heavy. That of course is a good thing. This lets senior employees accumulate more for their retirement.

Of course, we may not be able to help everyone but we may be able to help you!