PBS Television Ed Slott 2013 Retirement Rescue Show

Sat  March 2 2013, and Sat march 9th WOSU PBS television station in Ohio is broadcasting a great  financial show.  Unlike Suze Orman and  Dave Ramsey who have no professional training in Finance or Taxation or Retirement Planning. Ed Slott is a professional Certified Public Accountant (CPA) and a retirement expert. His Special is  running on Public Television which does not accept commercial advertising. He  does not sell  Financial products, Stocks, Bonds or Mutual Funds, Insurance or Annuity products. Because the show  airs on Public TV there are no advertisers like TD Ameritrade or other Securities Brokerage firms  as show sponsors, or advertisers and potential content influencers.  Just look at the  advertisers or show sponsors for the  Suze Ormon or Dave Ramsey shows.

Don't get me wrong, I like Suze  and  Dave. They do give a lot of good advice.  However I know that some of their messages are biased, probably unintentionally,  by their  Lack of Accounting, Financial Training or their commercial sponsorship relationships. They believe that the only life insurance anyone ever needs is  term life insurance. They are flat out wrong! Although some clients may never need any other form of insurance many clients need a combination of both and some clients may be better  served by purchasing a cash value product

Ed Slott  has no comericial sponsorship bias and  does not sell  Securities, Bonds, Mutual Funds, Insurance or Annuities. Ed recognizes and speaks favorably about the unique advantages found only  with Fixed Annuity products and Universal Life Insurance. He Loves Tax Free retirement  strategies.  He says "Move your money from Forever Taxed to accounts that are  Never Taxed." ROTH IRA's are one way to  accomplish this goal. 401 K Plan rollovers are a useful tool where you can pay some tax now to avoid much higher taxes later.

I  agree  with  his  strategies  and  can  help implement them for clients looking  to protect some or even most of  their assets  from taxation now and into  the  future. Another quote I loved  was " The only thing better than guaranteed income for life is guaranteed Tax Free income for life." Contact me if you  want help with the strategies needed to accomplish either or both of these strategies.

Affluent Investors not happy with 401 K Plan providers

A recent study released by Cogent Reseach says that only 45% of them are happy with their companies 401K Plan. If thats the case why are they dissatisfied? Obviously they are not happy with the plan financial strategies options available, or the ancillary services provided by the monster plan platform providers. That is a problem we can help with. The companies that use us to design and run their retirement plans do not switch to save money on fees. They switch because we offer them services they are not currently getting from their current plan platform provider. In fact, we do try and remain competitive on fees. However, we are not the lowest cost provider. We are however able to offer a range of products that the former plan providers are not willing or are not able to provide. Offering a more flexible plan requires both an expenditure of significant amounts of time and administrative resources. We offer that personal touch.

A more flexible plan has a number of advantages. We offer many employees a decent rate of return while minimizing market risk. We can help minimize corporate fiduciary risk, and we can help increase employee participation. An increase in participation rate often means that higher paid employees and officers or owners can contribute more to the plan without the plan becoming top heavy. That of course is a good thing. This lets senior employees accumulate more for their retirement.

Of course, we may not be able to help everyone but we may be able to help you!