Showing posts with label FDIC. Show all posts
Showing posts with label FDIC. Show all posts

Monday, September 16, 2013

Did you know it is possible to get a Decent rate of return on your money

The Bank around the corner won't pay you an interest rate above maybe 2 percent. Unfortunately that does not even keep up with the inflation  rate (CPI) which recently has been running around 2.5-3.5%

If you could guarantee a 1% annual interest rate with the potential to earn several times as much would that be of Interest to you?  In todays market is it possible to beat inflation? 

Bankrate,com  today showed 5 yr CD rates from 0.6% up to 2.05% 
If your not happy with those rates and no upside potential let us know!
We are talking FDIC insured deposits, moderately high minimums and typically a 7 year term.


If you are not in need of FDIC Insurance and are interested in 6% with a non bank rate  let us know!

Financial alternatives are out there with low risk. One should always maintain diversification in their financial portfolio.  Not all products are suitable for all clients! Not all products are liquid as fees may apply for early withdrawal or surrender.

Thursday, September 12, 2013

More news from Life Insurance Awareness Month (LIAM)

 More neat Facts for  LIAM

Over 75,000,000 families in the US rely on Life insurance for family protection
Are you inside that Circle of Protection or outside? If not inside Why not???

US Life Insurance Companies pay out $1.5 Billion every day in benefits!!
That's a close  second to  Social Security which pays out $1.9 Billion per day.

At least with Life insurance we know there are the assets to back up the full value of their future obligations.
Life Insurers have to have  over $100 in assets for each $100 in obligations
The banks FDIC Reserve have less than $5-10 in reserves for every $100 in insured Deposits!
The Federal Government has well over $17 Trillion in Deficit to guarantee or let me say back  up their obligations.

In the past 13 years almost 500 banks have gone bankrupt in the USA
In that same time only a handful of Insurance companies have needed to be taken over.