Savvy US individuals purchased over $17 Billion in 2013. What do they Know, that you don't?

Savvy individuals and investors purchased $17 B of one type of product this year. That represents almost 7% increase over last year. The investors did it to control risk, earn a decent rate of return and in many cases to guarantee lifetime income or at least guarantee income for a fixed period of time. How does that sound to you?  How about Zero market risk! Is that important to you?

These products are offered by some of the strongest financial companies in the world. The companies I recommend did not lose money in 2001, 2008 or 2009. They did not require any government bailout!  They actually made money in 2008-9. They are well positioned to weather the next market downturn which we all know  will happen! We just can  not say when.

These products work with both qualified and non qualified money. They work in  ROTH and Traditional IRA accounts, SIMPLE Plans, SEP Plans or even within ROTH or Traditional 401K Plans that I run for my clients. They can be used in Trusts, can fund charitable contributions or work within estate plans.

Safe Money Financial opportunities

If you  could take a portion of your assets  and  guarantee better than 4.5-5.4% on you money for as much as 17 to 27 yrs would you be interested. What if you  could get a guaranteed monthly income over that period. Admittedly not  everyone is eligible or has enough liquidity to do this. If you are a younger successful professional or business owner this might be right for you. Another candidate would be an older individual who is interested in providing for children or grandchildren's benefit.. Someone who is tired of the ups and downs in the market could benefit.
All of these opportunities offer protection from market risk and offer a guaranteed future rate of return and a schedule of income.  It certainly would not be appropriate to allocate most of ones assets like this. However using this for a a portion of ones Safe Money Strategy could be a good  fit.

Here are some examples. Availability changes over time

 allocate $154,000  and collect 300 payments of $1,008+ for a guaranteed 5.4% guaranteed yield and a total of almost $303K in total return. Retirement income or estate planning

allocate $122 K today  get over $242K to pay for childs college or for retirement in 14 yrs  Without market risk and if ROTH funds used $120K in  tax free gains.

allocate $46,700 now get 6 payments of $11,173 over the next 16 years for a total of $67,039

Allocate 30 K or maybe more and  collect  a guaranteed 6% rate of return ewith 8 years of equal monthly payments.

Call if interested, or to find out if it might be right for your  situation.