New financial products available

Everyone knows  that interest  rates have been  extremely low for over 3-4 years.  It's part of  the the Federal Reserve Banks plan to "help the  economy". Even with the  slight  increase in interest rate in the past week or so it is still almost impossible to  earn a decent yet safe rate of  return on  our
money.

Did  you  know  that it is possible to obtain a 6% guaranteed interest rate on a 96 month financial product. There are minimum purchase amounts of $40,000 - 60,000 with a maximumum of approximately $250,000. These are not liquid but you do  receive monthly payments including but some return of principal and  interest. Payments are level  throughout the 8 year term. The interest rate is guaranteed at time of issue and payment of the contract. There is also a high  degree of  safety with this type of contract. This is what I would consider a Safe Money product with no stock market risk. They are compatible  with a ROTH or Traditional IRA or can be used with non qualified money as well.

I think it is good  to  know that a reasonable Bank alternative is available today.  Why would anyone  want  to put that amount of money in a bank anyway?

Where does Ben Bernanke invest his own personal assets

Ever wonder how the Federal Reserve Chairman chooses to invest his own money. In fact its a matter of public record. The bulk of his assets are invested in several annuity products with some mutual funds tossed in for good measure. I will say that he has spread his risk and some of the products are designed to eliminate market risk for at least a significant portion of his assets. About 1/3 of his assets are protected from market risk. Is there a lesson here for you and I?
I think there is! How can we help you reduce your risk and offer solid performance besides.

I wont go into detail abut what funds or which annuities. I do want to add this thought. He could have done better in his annuity selection to get better performance without an increase in risk. Of course, if Ben is interested I'd be more than happy to show him how!!