Why would anyone ever put up with earning only1.9%?

I was just reviewing Bank Rate.com  and it showed  a National Average 5 year CD rate of only 1.9%.
Why in the world would anyone want to park funds at a bank with a rate of 1.9%?  Just think about it the average  inflation rate over the last 5-10 years has been over 2.5-2.9%.  That means in December you  have lost money every year for parking money with your bank! Ouch! Your bank doesn't loose money they lend it out for anywhere between 3.9 - 19+%. Why should you loose money so the bank can make as much as17% per year on your assets.

Did you know that solid alternatives  exist?
How about the following examples.  I am going to mention just a few.
The only problem is that these rates might not last for ever.  Don't Delay!

1)  5 year fixed rate guaranteed 3.25- 3.5% per year.

2) 8 year monthly income stream paying 6%

3) Insured High yield but variable rate 7 year  product. Contractual low rate of 1.25% with an annual upside potential of up to 7 - 7.25%. If you get the maximum only  2 years out of 7 you get almost 2.8%, if you get the max 3 years out of 7 you earn almost 3.7% and if you earner the higher rate 6 years out of 7 you would earn over 44%.  Compare that to the Bankrate.com national CD  rate of 1.9% with a 5 year return of under10%.  Which should you choose?

Call or email to learn more or to determine if these strategies makes sense for some of your assets!

Market Linked CDs Information for Consumers