Economic Roller Coaster Ride Continues

Market plummet almost 800 points recovering over 900 the next day then plummeting again today by another 733 points. You need to understand something.The upwards bounce we saw the other day is a good thing but the markets fall today is a reminder that FEAR RULES. No one know when or at what level the markets will hit bottom. What we can all count on is that it will continue to be a rough ride. The Asia Pacific markets also dropped again today. We don’t know when it is going to be over. No one Knows! You must decide to protect yourself!

How can you protect yourself. Take action now to set your own bottom limit below which your assets can not fall. Equally important is taking steps to allow yourself to participate in the upside. In most States if you are over 40 or 50 years old I can get you a 5% bonus to help compensate for your losses with a total guarantee of 12.2% increase in your Account Value during the first year. You need to act now! Why wait for the markets to drop another 1000 points or more! In future years you can get 7.2% per year increase in Account Value. This will double your money over the next 10 years regardless of the ups and downs in the market. You might get more but you won’t receive less. Haven't you suffered enough losses already?

Does it make sense to take at least some of your assets and protect them? We believe it does!

How can we help you protect you and your family?

polarisfinacialservices@gmail.com

www.columbusfinancialplanningpros.com

The Columbus Dispatch: How Low Can Stocks Go? Article

Thursday October 9th Lead article in the Columbus dispatch was an article titled "How Low Can They Go?" The bad news is that they could go a lot lower before they correct and start to recover. Recoveries usually take longer than market collapses. The average Bear Market has lasted 16 months and an average decline of 31%. The great depression recovery took over ten years and the tech bubble / Sept 11 drop recovery took over 4 years to recover. We are now back close to that level again.

The good news is if you are interested we can eliminate your downside market risk! We can do it while protecting you principal and giving you upside market potential whenever the market recovers! Depending on your state of residence, your age and financial situation we can guarantee no loss due to market risk or as much as 7.2% per year increase in Income Account Value.

How do you win? One great way is to protect yourself from the downside risk. Make sure you participate in the upside market recovery. WE CAN HELP YOU DO THAT!!! We CAN DO IT SAFELY!! We specialize in No Market Risk Financial strategies! Still accepting some new clients.

How can we help you meet your goals?

www.columbusfinancialplanningpros.com
polarisfinacialservices@gmail.com

Safe Money and Safe Money Places

We were reading industry finance information and found a really interesting web Site. We decided to share it with you our readers. It is http://www.safemoneyplaces.com/default.asp
It talks about the concept of Safe Money defining it as money you cannot afford to loose and the places where you should consider holding your safe money assets. It basically identifies three major categories and the advantages and disadvantages of each. The three broad types of safe money products identified are, Insured Deposits in FDIC Insured Banks or S&L Associations, Treasury Securities, and Fixed or Fixed Indexed Annuities. It talks about the levels of protection each entails including FDIC Insurance, Taxing power of the US Government and the State Insurance Guaranty funds. All three are identified as very secure places for your funds.

Of the three the one which probably can deliver the greatest rate of growth is the top Fixed Indexed Annuity products. None of our clients have ever lost even one dollar of their money to market risk while those funds were under our care.

We can help you to meet your twin goals of safety of principal and optimum growth rates.

How can we help you Grow your assets?

www.columbusfinancialplanningpros.com
polarisfinancialservices@gmail.com

Indexes hit 5 year lows.

All three major indexes reached 5 years lows. S&P 500 index and the Dow Jones Industrials have fallen too the level not seen since October of 2003. The S&P 500 sunk to 984 and the Dow fell to 9258. The Nasdaq has fallen to 1740 this is the level it was at in September of 2003. This is almost the level of the days following 9-11.

Are you tired of the Roller Coaster? How can we help you ??

polarisfinancialservices@gmail.com
www.columbusfinancialplanningpros.com

Retirement plans have lost $2 Trillion

Headlines for USA Today read "$2 Trillion wiped out in retirement funds." This article is written by Sandra Block. I generally like her writing but am surprised that she does not get a little more supportive of Safer Money Alternatives. It may be licensing or it may just be a limitation in her background. In the article Kurt Brouver was quoted as saying "This is a financial panic right now, and one reason it feels so bad is that everything is going down." Another quote rightfully pointed out the need for upside potential in the financial strategy you utilize. We offer both Safety and upside potential!

You need to know that there are alternatives. We can help you with Qualified and nonqualified money. We can offer Safer alternatives for your retirement plans including company 401K Plan assets, SEP Plans, ROTH and Traditional IRA Accounts.

We can take new clients today and if they are over 40 guarantee them either 6 or 7.2 % per year increase in account value per year or more. Over a 10 or 12 year period that guarantees that they will double their money. That is the minimum performance guarantee. They can make more even double digit returns of 10-20% if the economy rebounds. We all know that eventually it will rebound. The only question is have we seen the bottom or do we have another 10-30% downwards ride before things start to get better. We don't know if we have hit bottom yet. We have chosen to protect the majority of our assets from market risk!! This is also what we recommend. we only recommend Safer Money Alternatives

We can deliver at least a 10-12 % total rate of return on new money in the next 12 months for all new clients we agree to take on and offer the protection of principal besides. These products are not right for everyone and we need to discuss their suitability for your particular financial situation. You might not make quite as much as you would make if you are fully in the market, and assuming that the market has already hit bottom and starts back up immediately but we can guarantee that you will sleep better at night. If you look at the indexes over history recovery almost always takes more time than the declines. The declines are the result financial weakness and of panic selling wheras the recovery requires the rebuilding of confidence. Which do you think takes longer.

How many of you readers know of Wil Rogers the famous humorist. He was once quoted "I am more concerned with the Return Of My Money than I am with the Return On My Money" Return Of My Money is SAFETY and The Return On MY money is GROWTH. We can help you with BOTH!!!

If your current financial advisor has not told you about them I have to ask just one question. WHY NOT??? Whose interests are they looking out for?? How can we help you protect and diversify your assets??

polarisfinancialservices@gmail.com
www.columbusfinancialplanningpros.com

Current Hot Interest Rate Deals

Periodically I include an update on recent top rates for guaranteed products
Here are some of the highest rates currently available. These are Safer Money Alternative products and are guaranteed rates. Rates are subject to change until confirmed at time of order placement. These rates typically are subject to change at least monthly and sometimes biweekly.
Products may not be available in every state and minimum commitment is required.

10 Year 6.0 %
7 Year 5.7 %
6 Year 5.55%
5 Year 5.5 %
4 Year 5.2 %

Contact us for details and to determine if this is right for some part of your financial assets.

www.columbusfinancialplanningpros.com
polarisfinancialservices@gmail.com