Wednesday, October 8, 2008

Retirement plans have lost $2 Trillion

Headlines for USA Today read "$2 Trillion wiped out in retirement funds." This article is written by Sandra Block. I generally like her writing but am surprised that she does not get a little more supportive of Safer Money Alternatives. It may be licensing or it may just be a limitation in her background. In the article Kurt Brouver was quoted as saying "This is a financial panic right now, and one reason it feels so bad is that everything is going down." Another quote rightfully pointed out the need for upside potential in the financial strategy you utilize. We offer both Safety and upside potential!

You need to know that there are alternatives. We can help you with Qualified and nonqualified money. We can offer Safer alternatives for your retirement plans including company 401K Plan assets, SEP Plans, ROTH and Traditional IRA Accounts.

We can take new clients today and if they are over 40 guarantee them either 6 or 7.2 % per year increase in account value per year or more. Over a 10 or 12 year period that guarantees that they will double their money. That is the minimum performance guarantee. They can make more even double digit returns of 10-20% if the economy rebounds. We all know that eventually it will rebound. The only question is have we seen the bottom or do we have another 10-30% downwards ride before things start to get better. We don't know if we have hit bottom yet. We have chosen to protect the majority of our assets from market risk!! This is also what we recommend. we only recommend Safer Money Alternatives

We can deliver at least a 10-12 % total rate of return on new money in the next 12 months for all new clients we agree to take on and offer the protection of principal besides. These products are not right for everyone and we need to discuss their suitability for your particular financial situation. You might not make quite as much as you would make if you are fully in the market, and assuming that the market has already hit bottom and starts back up immediately but we can guarantee that you will sleep better at night. If you look at the indexes over history recovery almost always takes more time than the declines. The declines are the result financial weakness and of panic selling wheras the recovery requires the rebuilding of confidence. Which do you think takes longer.

How many of you readers know of Wil Rogers the famous humorist. He was once quoted "I am more concerned with the Return Of My Money than I am with the Return On My Money" Return Of My Money is SAFETY and The Return On MY money is GROWTH. We can help you with BOTH!!!

If your current financial advisor has not told you about them I have to ask just one question. WHY NOT??? Whose interests are they looking out for?? How can we help you protect and diversify your assets??

polarisfinancialservices@gmail.com
www.columbusfinancialplanningpros.com

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