Sandra Block writes for USA Today in the Money section. This weeks article reflected in the title above "Outlook On Low Risk Investments Not So Bad" She is a supporter of lower risk investment strategies and her picks seem to include money market funds,Fixed Annuities, variable Annuities, and Insured Deposits. She admits that "several money market funds have suffered a principal loss due largely to investment in Lehman Brothers" that tanked. HER view is that risk here is minimal.
IN Annuities she talks about Fixed and Variable Annuities. She admits that "variables are not covered by the State Insurance guarantee funds and that. Fixed Annuities are protected up to state limits."
Insured deposits are bank deposits up to FDIC $100,000 limit. One should never have more than that in a bank! My reasoning is that then you have no insurance and you are also getting an inferior interest rate. We specialize in Safer Money alternatives.
If you are looking to diversify we can help. How can we help you?
www.columbusfinancialplanningpros.com
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