What is going on with OBAMACARE?

 Here are some interesting figures on OBAMACARE  week 1
 Visitors to Healthcare.gov website                              9.47 Million
Number of visitors to the Individual Marketplace        5.68 Million
Number who attempted to Register                               3.72 Million
Number Who registered to set up account                     1.01 Million
Number of people who managed to Log in                       271 K
Number Who began enrollment                                        196  K
Number who completed Enrollment                                   36  K 
Lets see  about 1% of those  who attempted to register actually we able to enroll

Like  every BIG GOVERNMENT  program the screw up and cost overruns are the  Largest parts of the program cost.
In some ways progress is being made  there are now somewhat close to 500K enrolled.
My question is how many of them had insurance through their companies before OBAMACARE became the law of the land?
Another key question is how many of the 9.47 million visitors have  had their hours cut from full time to part time because of OBAMACARE?
How many of  the new jobs created in  the past year are really the result of Full time jobs with benefits being turned into 2 part time jobs without benefits?
Unfortunately no one is talking about these numbers!

Just Completed OBAMACARE Navigator training

I just  wanted  to announce the completion of the 5 modules of federally mandated training for OBAMCARE, The Affordable Care ACT, (ACA).
We only had a couple of  problems with the training program. The Federal government  lost the records for the completion of module one and the successful passing of the  test required for module 2. It took about 3 weeks to  get the  database records corrected to  reflect my having passed the  tests. I had to seend them copies of the certificates of completion three different times before we got it fixed.
 Then for the past 5 days the  training website was down and out of service. If this is any indication of what to  expect going forward all I can  say is WATCH OUT!!!!!! Oh and  also  the internet security  certificates are screwed up on the  Training website.  This mess  really inspires confidence!

How does the Afordable Care Act aka OBAMACARE affect me?

Over the next few months I will be presenting a number of OBAMACARE, Affordable Care Act (ACA) workshops for individuals, families and business owners trying to make sense of how OBAMACARE will affect you. If you are in the Westerville or Northern Columbus area of Delaware or Franklin County please feel free to  sign up by following the link provided below or Calling Adult Services at the Westerville Public Library. The program will include general information about OBAMACARE, how to get pricing, sign up for Health insurance or make a future appointment for a private meeting  with a Federally certified  Navigator who can help you enroll. If you are a business owner trying to determine how OBAMACARE affects your business help will be available for you as well.  OBAMACARE Affects us all regardless of age of individuals  or the size of a business.

We will also tell you what documents you will need to have available in order to sign up.

To call the library please contact them at Adult Services, Westerville Public  Library 614-882-7277
or online 
http://host4.evanced.info/westerville/evanced/eventcalendar.asp?ag=&et=&kw=obamacare&dt=dr&ds=2013-9-27&de=2014-12-31&df=list&cn=0&private=0&ln=0

If you represent a civic or community group or a company manager and you would like to discuss another time and place  for a meeting please contact us here

Health Insurance Will Your Former Employer Cut Back On Benefits

The AARP Bullletin newsletter for July August 2008 had an interesting short article on a growing benefits problem for retirees. They talk about companies that had committed to providing health insurance benefits for their retirees. The Equal Employment Opportunity Commission (EEOC) passed a regulation that permits companies to cut back on health insurance benefits when the former employee becomes eligible for Medicare at age 65. For many retirees Medicare plans are not equal to the benefits through their former employers plans. Understand that although employers have been given the right to modify plans not every employer will do so. However the economic pressure will continue to encourage employers to do so. Make your voice heard to your current and your former employers.

We all need to be planning to take care of ourselves for retirement income, retirement planning, health insurance and Long Term Care needs. The trend for companies to cut back on health benefits and pensions continues. I can help with planning and implementing your financial strategy.

www.columbusfinancialplanningpros.com