Obamacare Update.

The OBAMACARE  Healthcare.gov site  continues to  be loaded  with glitches. On  Fri  I spent  3 hours  working  with a client.  We got  booted off the  system 3 times and was finally  able  to complete a  registration  for an  account. However the  site never allowed us to  select a plan and order insurance. We  eventually  had  to  call  the  800 number to  select a plan. Even  when  we were on the 800 line  they  were  unable  to  get  payment  instructions or provide a policy number.
Then Tuesday  while  working  with  another client  we got  his family  registered  for an account but  he  wanted  to speak with his  wife before  selecting one of  the 2 plans I  recommended after looking  all the  selections and discussing the plan  features. When they  talked he signed back in to the OBAMACARE site only  to  find out that they had deleted the registration we had  spent over an hour  setting  up  earlier in the  day!!
 Then  today in  the paper there was an article about OBMACARE  subsidy eligibility. Remember in earlier correspondence we discussed the legal challenges to OBAMACARE  due to offering subsidies to  families buying from the Federal Exchange or Marketplace. Remember that the laws stated that subsidies were only available for  those who bought insurance from a STATE Exchange. That flaw in wording technically ruled out  subsidies  for those buying  insurance from the   Federally Facilitated Exchange or FFM. Well any way the courts ruled that all states  with FFE or FFM as well as the states with a STATE  Exchange are able to offer subsidy in spite of the  poorly crafted bill.  Another bullet dodged by OBAMACARE.  Now if only they can get the  stinking website to  work!!!

What is going on with OBAMACARE?

 Here are some interesting figures on OBAMACARE  week 1
 Visitors to Healthcare.gov website                              9.47 Million
Number of visitors to the Individual Marketplace        5.68 Million
Number who attempted to Register                               3.72 Million
Number Who registered to set up account                     1.01 Million
Number of people who managed to Log in                       271 K
Number Who began enrollment                                        196  K
Number who completed Enrollment                                   36  K 
Lets see  about 1% of those  who attempted to register actually we able to enroll

Like  every BIG GOVERNMENT  program the screw up and cost overruns are the  Largest parts of the program cost.
In some ways progress is being made  there are now somewhat close to 500K enrolled.
My question is how many of them had insurance through their companies before OBAMACARE became the law of the land?
Another key question is how many of the 9.47 million visitors have  had their hours cut from full time to part time because of OBAMACARE?
How many of  the new jobs created in  the past year are really the result of Full time jobs with benefits being turned into 2 part time jobs without benefits?
Unfortunately no one is talking about these numbers!

Just Completed OBAMACARE Navigator training

I just  wanted  to announce the completion of the 5 modules of federally mandated training for OBAMCARE, The Affordable Care ACT, (ACA).
We only had a couple of  problems with the training program. The Federal government  lost the records for the completion of module one and the successful passing of the  test required for module 2. It took about 3 weeks to  get the  database records corrected to  reflect my having passed the  tests. I had to seend them copies of the certificates of completion three different times before we got it fixed.
 Then for the past 5 days the  training website was down and out of service. If this is any indication of what to  expect going forward all I can  say is WATCH OUT!!!!!! Oh and  also  the internet security  certificates are screwed up on the  Training website.  This mess  really inspires confidence!

How does the Afordable Care Act aka OBAMACARE affect me?

Over the next few months I will be presenting a number of OBAMACARE, Affordable Care Act (ACA) workshops for individuals, families and business owners trying to make sense of how OBAMACARE will affect you. If you are in the Westerville or Northern Columbus area of Delaware or Franklin County please feel free to  sign up by following the link provided below or Calling Adult Services at the Westerville Public Library. The program will include general information about OBAMACARE, how to get pricing, sign up for Health insurance or make a future appointment for a private meeting  with a Federally certified  Navigator who can help you enroll. If you are a business owner trying to determine how OBAMACARE affects your business help will be available for you as well.  OBAMACARE Affects us all regardless of age of individuals  or the size of a business.

We will also tell you what documents you will need to have available in order to sign up.

To call the library please contact them at Adult Services, Westerville Public  Library 614-882-7277
or online 
http://host4.evanced.info/westerville/evanced/eventcalendar.asp?ag=&et=&kw=obamacare&dt=dr&ds=2013-9-27&de=2014-12-31&df=list&cn=0&private=0&ln=0

If you represent a civic or community group or a company manager and you would like to discuss another time and place  for a meeting please contact us here

OBAMA CARE The Afordable Care Act (ACA)

Not may people know that most of Obama Care enabling legislation didn't deal  with  health care at all. Most of the bill actually dealt  with new and onerous tax increases needed to fund  the bill. Did  you  know  that all  females  have maternity  coverage burried in the  cost of premiums. Thats  a mixed blessing of  course. If a woman is Sexually active, married and in child bearing age.  Its  not necessary to  add the cost of  the  premium for a woman  who isnt  sexually  active  or is beyond  child bearing age. However  courtesy of Obama  its in  there!
 Did  you  know  that  every  real estate  transaction  will  involve a better than 3%  federal  tax on a home sale. We are not  talking  about  a  tax on short or long  term  gains. We are  talking  about  a new massive  tax incurred  even if  you loose money on a home sale. There are dozens and dozens of  these new Taxes, Fines  and  Fees  hidden in the  1000 plus  pages of this legislation.
 That  just  doesn't  seem  right  to me.

What  do  you  think???