Today I'd like to stare a retirement poll. Everyone is welcome to participate either through a comment here on the blog
or with a telephone vote #614-264-3864
or an email financial-services@live.com
I will compile the comments and votes and share them in a blog post
When It Comes To Being Ready For Retirement I feel that I am...
A) Right on Track
B) I was right on track until 2008-2009
C) May fall short on my income needs
D) Have no idea where to start or who to turn to
Knowing where you are going to finish at the end of the race requires knowing where you are at the start of the race. Today is the Start of your Retirement Race. Some of you still have an ultra marathon left, some have a regular marathon left, some have a 5K race and some of you only have a 100 meter dash left. Wherever you are in the race today everyone can use some help or at least a review.
If you were to retire today how much lifetime income would you be able to guarantee?
Showing posts with label retirement. Show all posts
Showing posts with label retirement. Show all posts
Wednesday, October 16, 2013
Monday, September 16, 2013
More Info On Life Insurance Awareness Month (LIAM)
Did you know that almost one quarter of American savings are in the form of Insurance Company products?
They are split between Cash Value Life Insurance and Annuity products.
What is it that they know that you don't?
Want to come up to speed on what the new products can do for you?
The amount of Death benefits life insurance claims payments in 2011 exceeded $60 Billion. This amount would be even higher if you add the payments made to Living policy owners !
The cash payments from annuity contracts equaled over $75 Billion in 2011. Much of those assets and payments are paid out from contracts that protect the policyholder from Market Risk! That's why much of the savings are managed by insurers in the first place. How much better could you sleep at night if you know at least a significant portion of your assets and income were protected from Market Risk. That is why these products are called Safe Money Products
How much of your assets and income are protected from Market risk?
Should we talk about implementing a Safe Money Strategy for some of your assets??
They are split between Cash Value Life Insurance and Annuity products.
What is it that they know that you don't?
Want to come up to speed on what the new products can do for you?
The amount of Death benefits life insurance claims payments in 2011 exceeded $60 Billion. This amount would be even higher if you add the payments made to Living policy owners !
The cash payments from annuity contracts equaled over $75 Billion in 2011. Much of those assets and payments are paid out from contracts that protect the policyholder from Market Risk! That's why much of the savings are managed by insurers in the first place. How much better could you sleep at night if you know at least a significant portion of your assets and income were protected from Market Risk. That is why these products are called Safe Money Products
How much of your assets and income are protected from Market risk?
Should we talk about implementing a Safe Money Strategy for some of your assets??
Monday, August 26, 2013
If you designed the perfect financial product would it look like this?
Many clients tell me they are looking for several contradictory objectives in an IDEAL financial product!
First, they want to know their principal is safe!
Second, they want a reasonable rate of return on their money!
Third, they want liquidity!
If a product could do all of these thing would you agree that this is a nearly perfect financial product?
A bank can give you the first and third items from the list but will not deliver the second. The market can give you the second and the third but cannot guarantee the first.
Its now possible to get a financial product that offers 100% liquidity from day one. Even though it offers great liquidity it is designed and optimized for long term growth or even for legacy purposes.
In addition it offers a reasonable rate of return in some configurations or the upside potential for double digit annual returns of over 12% in the best years and a mid single digit (4-7%) returns in an average year. It delivers all of this potential with outstanding safety and protection of principal.
That's the good news.
Now for the bad news. Not everyone can qualify to purchase this type of product. Minimum $ limits also apply. Contact us if interested in learning if this is right for you!
First, they want to know their principal is safe!
Second, they want a reasonable rate of return on their money!
Third, they want liquidity!
If a product could do all of these thing would you agree that this is a nearly perfect financial product?
A bank can give you the first and third items from the list but will not deliver the second. The market can give you the second and the third but cannot guarantee the first.
Its now possible to get a financial product that offers 100% liquidity from day one. Even though it offers great liquidity it is designed and optimized for long term growth or even for legacy purposes.
In addition it offers a reasonable rate of return in some configurations or the upside potential for double digit annual returns of over 12% in the best years and a mid single digit (4-7%) returns in an average year. It delivers all of this potential with outstanding safety and protection of principal.
That's the good news.
Now for the bad news. Not everyone can qualify to purchase this type of product. Minimum $ limits also apply. Contact us if interested in learning if this is right for you!
Subscribe to:
Posts (Atom)